01/31/2002,   868.82
02/28/2002,   715.78
03/31/2002,  1339.63
04/30/2002,  1134.32
05/31/2002,   718.30
06/30/2002,   400.95
07/31/2002,   895.44
08/31/2002,  1736.92 # $526.90 + $1,210.02 property tax bill
09/30/2002,   729.26
10/31/2002,  1446.48
11/30/2002,   902.04
12/31/2002,   953.87
01/31/2003,   820.20 #  (- 3839.67 (+ (+ 555.19 47.88) 2416.40))820.1999999999998 [1]
02/28/2003,   799.41 #  (- 2432.72 (+ (+ 552.51 47.88) 1032.92))799.4099999999999
03/31/2003,   912.76 #  (- 2543.37 (+ (+ 549.81 47.88) 1032.92))912.7599999999998
04/30/2003,   555.33 #  (- 2183.24 (+ (+ 547.10 47.88) 1032.93))555.3299999999997
05/31/2003,   815.52 #  (- (- 3446.48 (+ (+ 544.37 47.88) 888.71)) 1150.00)815.52 [2]
06/30/2003,   847.60 #  (- (- 6689.08 (+ (+ (+ 541.62 330.90) 47.88) 1486.13)) 3434.95)847.5999999999995 [3]
07/31/2003,  1778.95 #  (- 2673.12 (+ (+ 31.28 0) 862.89))1778.95
08/31/2003,   765.76 #  (- 1628.65 (+ (+ 0 0) 862.89))795.7600000000001
09/30/2003,  1021.52 #  (- 2261.24 (+ 335.42 904.30))1021.52 [4]
10/31/2003,  1068.60 #  (- 2303.48 (+ 332.82 904.30))1068.6
11/30/2003,  1101.42 #  (- 2335.94 (+ 330.21 904.31))1101.42
12/31/2003,  1656.99 #  2888.88 - (327.60 +  904.29) = 1656.99
01/31/2004,  1656.99 #  2569.31 - (324.97 + 1440.50) = 803.84
02/29/2004,  1124.74 #  2435.40 - (322.33 + 988.33) = 1124.74
03/31/2004,  1030.27 #  2338.31 - (319.69 + 988.35) = 1030.27
04/30/2004,   768.93 #  3157.30 - (317.03 + 2071.34) = 768.93
05/31/2004,   962.60 #  2265.31 - (314.37 + 988.34) = 962.60
06/30/2004,  1338.36 #  2855.39 - (311.69 + 1205.34) = 1338.36
07/31/2004,  2257.25 #  4025.97 - (307.19 + 1482.51) = 2236.27
08/31/2004,   577.67 #  1870.69 - (304.49 +  988.53) =  577.67
09/30/2004,   845.21 #  2390.36 - (301.77 + 1243.38) =  845.21
10/31/2004,   781.54 #  2027.09 - (281.82 +  963.73) =  781.54
11/30/2004,   683.05 #  1943.09 - (276.48	+  983.56) =  683.05
12/31/2004,  1509.18 #  3274.12 - (268.20	+ (2163.08 - 666.34)) = 1509.18
01/31/2005,   839.48 #  2293.89 - (265.35	+ 1189.06) = 839.48
02/28/2005,   652.63 #  1887.19 - (262.50	+ 972.06) = 652.63
03/31/2005,   544.48 #  1776.18 - (259.64	+ 972.06) = 544.48
04/30/2005,   643.53 #  2162.34 - (256.76	+ 1262.05) = 643.53
05/31/2005,   904.88 #  2130.82 - (253.88	+ 972.06) = 904.88
06/30/2005,  1431.78 #  2654.83 - (250.98	+ 972.07) = 1431.78
07/31/2005,  1478.14 #  3180.72 - (248.08 + 1454.50) = 1478.14
08/31/2005,  1091.57 #  2305.20 - (245.16 + 968.47) = 1091.57
09/30/2005,  1060.34 #  2323.80 - (242.23 + 1021.23) = 1060.34
10/31/2005,   733.08 #  1993.61 - (239.30 + 1021.23) = 733.08
11/30/2005,   588.54 #  1846.12 - (236.35 + 1021.23) = 588.54
12/31/2005,  2044.74 #  3810.00 - (233.39 + 1531.83) = 2044.78
01/31/2006,   424.45 #  1663.89 - (230.42 + 1009.02) = 424.45
02/28/2006,   563.84 #  1800.31 - (227.44 + 1009.03) = 563.84
03/31/2006,  1427.12 #  2660.59 - (224.45 + 1009.02) = 1427.12
04/30/2006,  1827.19 #  5411.67 - (221.45 + 3363.03) = 1827.19
05/31/2006,   946.89 #  2174.35 - (218.43 + 1009.03) = 946.89
06/30/2006,  3308.79 #  5519.73 - (215.41 + 1995.53) = 3308.79
07/31/2006,  2671.63 #  3893.02 - (212.37	+ (2597.17 - 1588.15)) = 2671.63
08/31/2006,   520.02 #  1738.38 - (209.33 + 1009.03) = 520.02
09/30/2006,   641.43 #  2385.51 - (206.27 + 1537.81) = 641.43
10/31/2006,  1129.68 #  2388.67 - (203.20 + 1055.79) = 1129.68
11/30/2006,   786.99 #  2054.00 - (200.12 + 1066.89) = 786.99
12/31/2006,  1249.25 #  3029.99 - (197.03 + 1583.71) = 1249.25
01/31/2007,   698.40 #  2441.77 - (193.93 + 1549.44) = 698.40
02/28/2007,   955.37 #  2208.10 - (190.81 + 1061.92) = 955.37
03/31/2007,  1692.14 #  2941.74 - (187.69 + 1061.91) = 1692.14
04/30/2007,  1670.76 #  6226.22 - (184.55 + 4370.91) = 1670.76
05/31/2007,  1202.31 #  2445.64 - (181.41 + 1061.92) = 1202.31
06/30/2007,   861.81 #  2851.29 - (178.61 + 1810.87) = 861.81
07/31/2007,  3683.98 #  4912.06 - (175.81 + 1052.27) = 3683.98
08/31/2007,  4188.26 #  5413.51 - (172.99 + 1052.26) = 4188.26
09/30/2007, 14836.81 # 16261.73 - (170.17 + 1254.75) = 14836.81
10/31/2007,  4669.24 #  5961.12 - (167.33 + 1124.55) = 4669.24
11/30/2007,  1641.58 #  3492.90 - (164.48 + 1686.84) = 1641.58
12/31/2007,  9725.31 # 24912.75 - (267.88 + (559.24 + 62.21 + 266.01 + 237.10) + 13795.00) = 9725.31 [5]
01/31/2008,  2873.59 #  4206.28 - 1332.69 = 2873.59
02/29/2008,   767.11 #  1881.80 - 1114.69 = 767.11
03/31/2008,   695.03 #  1806.02 - 1110.99 = 695.03

# expenses - income_taxes

# [1] i'm now recording tax withholdings and splitting my mortgage
#     payment into its component parts, so this is:
#      (- expenses (+ (+ m_interest m_pmi) income_taxes))
#     m_principal goes to a liability account, and is not counted as
#       an expense.
#
# [2] deducting the $1,150 driveway paving job.
#
# [3] deducting $3,434.95 of mortgage refinancing charges.
#
# [4] i'm no longer paying pmi, so this is:
#      (- expenses (+ m_interest income_taxes))
#
# [5] excluding the $13,795.00 realtors' commission on the house sale
#     (not a regular expenditure).
#
# [6] no more mortgage!  now, it's just:
#      expenses - income_taxes