monthly tabulation -- 01/2002

categories			dollars	hours	fulfillment	alignment	after fi
bank charges	atm fees[1]		$0.35	0.0	0	0	0
	account maintenance fees	savings	$3.00	0.2	0	0	0
	bill payment service		$5.20	0.3	+	0	0
computers/internet	hardware[2]		$51.80	2.6	+	0	0
cultural		movies	$41.90	2.1	0	0	0
		clubs	$3.00	0.2	0	0	0
fines		library fine[3]	$5.00	0.3	-	-	-
food	home	meals[4]	$46.68	2.3	-	-	-
		snacks[5]	$5.43	0.3	0	-	-
	out	for enjoyment[6]	$40.49	2.0	-	-	-
gifts		to individuals	$15.05	0.8	-	-	-
		to organizations[7]	$79.90	4.0	-	-	-
health		hygiene	$3.58	0.2	0	0	0
household		hardware	$5.22	0.3	0	0	0
		office supplies	$8.38	0.4	-	-	-
insurance		auto	$52.06	2.6	-	-	-
		health	$18.46	0.9	-	-	+
loans	mortgage	principal	$431.48	21.6	+	0	0
		interest	$583.70	29.2	-	-	-
		escrow	$192.37	9.6	-	-	-
postage			$3.74	0.2	0	0	0
utilities		gas and electric[8]	$160.59	8.0	-	-	-
		telephone -- cellular[9]	$57.66	2.9	-	-	-
		telephone -- landline[10]	$54.22	2.7	-	-	-
		water and sewer	$16.59	0.8	0	0	0
transportation	auto	car buying research[11]	$43.58	2.2	+	0	0
		aaa	$76.00	3.8	0	0	0
	public[12]		$6.75	0.3	+	+	+
income		osdn salary	$2488.72
		savings account interest	$0.08

footnotes

1. wow, that's amazingly better. just sticking to my own bank's atm brought this down from 12.25 two months ago.

2. this is a toner refill kit for my laser printer, bought instead of a new cartridge. it worked beautifully, and includes two refill bottles, so it's 51.80 vs. 160.00 for two cartridges.

3. i didn't have a car to take the books back to the library, but i should have found a way.

4. less than half of two months ago, but i can do better. i just made a price book, which should help a lot.

5. much better than 26.91 two months ago. :)

6. could be better, but it's down from december's 96.91, and december's 44.53 for eating out for convenience is now 0.00.

7. again, would rather be giving time instead of money. these payments have been handed off to others, and should not appear again.

8. yikes. need to work on this.

9. gah. have to review my cellphone plan.

10. this should be the last time i pay on the carey street line.

11. paying a good mechanic to tell you not to buy a lemon: priceless.

12. buses rock. trains doubly so.