[this is a ymoyl update.] here's a staggering number: in the first ten months of this year, i paid an average of $287.10 a month for fees, gas, insurance, repairs, and tolls for my car. that comes to exactly one fourth of my expenses for that period, discounting tax and mortgage payments. i only use…

[this is a ymoyl update.] since i stopped investing and diverted my extra income to paying off the mortgage, the investment income line no longer moves and is not as gratifying as before. to give myself something encouraging to watch, i've started two mortgage-related graphs at the bottom of the graphs page. the first shows…

[this is a ymoyl update.] four new tires and two car repair jobs, registration for a camping trip, and property taxes conspired to make scary jumps in july's graph.

[this is a ymoyl update.] i used my mortgage company's amortization calculator to run the differences between continuing to pay my mortgage as i have been and diverting all my extra money from investing to paying off the mortgage. by doing the latter, i can pay off the mortgage on 01/1/2007 and save $13,241.53 in…

[this is a ymoyl update.] well, i keep updating the graph each month, but never get around to saying anything anymore. let's catch up on a few things: first, some meta-information about this page itself. it was getting too long, so i've moved the news items from previous years onto their own pages. i revised…