[this is a ymoyl update.] since i stopped investing and diverted my extra income to paying off the mortgage, the investment income line no longer moves and is not as gratifying as before. to give myself something encouraging to watch, i've started two mortgage-related graphs at the bottom of the graphs page. the first shows…
freecycle's future
freecycling is one of the best ideas to hit the internet in recent years. unfortunately, it's become a victim of its own success. freecycle's future background disclaimer how it could be problem 1: getting onboard problem 2: managing what you receive problem 3: opening and closing offers and requests problem 4: transferring items choosing who…
yikes!
[this is a ymoyl update.] four new tires and two car repair jobs, registration for a camping trip, and property taxes conspired to make scary jumps in july's graph.
free stuff
this has to be one of the best uses of the internet i've seen: it's now trivial for people to pass the things they don't want to people who can use them. my first great experience with this was through craigslist. i've been looking forward for a long time for them to add a baltimore…
just for fun
[this is a ymoyl update.] i used my mortgage company's amortization calculator to run the differences between continuing to pay my mortgage as i have been and diverting all my extra money from investing to paying off the mortgage. by doing the latter, i can pay off the mortgage on 01/1/2007 and save $13,241.53 in…
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