graph updated

[this is a ymoyl update.] i graphed the income, expenses, etc. from july. wow, is that some spike from the loan payoff! 🙂

paid off the car

[this is a ymoyl update.] i gave $6,130.65 to charter one auto finance today, and the car is mine. i debated this for days. i called to get the payoff amount after i received my tax refund check, and found that between it and what i had saved to invest, i could pay off the…

layoffs

[this is a ymoyl update.] there were layoffs at osdn today. a conference call was held to explain why this was happening, but the answer was so discouraging that it may have been better not to bother. the financial problems have been caused not by poor work from anyone who's losing a job, but by…

massachusetts tax refund check!

[this is a ymoyl update.] it finally arrived today. $2,139. it was deposited instantly.

expenses postfi

[this is a ymoyl update.] i've decided to start tracking another line on the graph. it represents what my monthly expenses would be if i had already achieved financial independence. i've plotted it for this year by taking the expense figures for the last six months and subtracting the costs of the mortgage, the car…