[this is a ymoyl update.] as of the first of the year, i started using gnucash instead of cbb. it's easier to use, and gives me a much more detailed and accurate account of my finances. for example, i have money which is in trust to me for a couple of groups i'm involved with.…

[this is a ymoyl update.] i graphed the figures from august. it's a joy to see the expenses line take a dive and odd to see "expenses after fi" jump to meet it. this happened because i wanted to take into account my property taxes (which the mortgage company is paying now, but i'll have…

[this is a ymoyl update.] i've been debating what to do with extra cash from now on, wondering whether i should stockpile it in my money market account until it reaches a six-month cash reserve total, then starting to invest again after that. i've decided against it, and have scraped together $2,000 to be invested…

[this is a ymoyl update.] i graphed the income, expenses, etc. from july. wow, is that some spike from the loan payoff! 🙂

[this is a ymoyl update.] i gave $6,130.65 to charter one auto finance today, and the car is mine. i debated this for days. i called to get the payoff amount after i received my tax refund check, and found that between it and what i had saved to invest, i could pay off the…