[this is a ymoyl update.] income and expenses are both still coming down, but look at that gap between them! evil evil bad bad evil bad! well, i'm putting in some long-term work on it, making a list of the silly expenses -- like the phone bill for the line at the old house that's…

in the late 1990s, i read your money or your life, a book about rethinking your relationship with money. i was very interested in it at the time, but set it aside and didn't do much about it. i did, however, keep complete financial records in the meantime (every penny i received or spent since…

[this is a ymoyl update.] well, this page is up. caveats: i'm simply using the sum of all the money i have in the bank as the amount of capital i have available at a given time for investment. that's bogus, of course, since some of it will be coming due for taxes, car maintenance,…

[this is a ymoyl update.] i bought a house today. wow, but that's a big spike in the expenses line! 🙂 savings account: bye-bye. (well, a lot of it.) expenses after this will be raised by a monthly mortgage payment. the mannington account has been closed, and the money transfered to my baltimore savings account.

[this is a ymoyl update.] i started investing in the domini social equity fund, and dumped a bunch of cash into it to get started. ooh, these last three months will make a nice curve. 🙂